DUAL Evolution
We are committed to ongoing product development and expansion, our aim is to provide simple solutions to complex insurances.
DUAL Evolution Insurance
Capacity
- Directors and Officers Liability: $10,000,000
- Employment Practices Liability: $5,000,000 (part of, and not in addition to, Directors and Officers Liability)
- Tax Audit Costs: $2,000,000 (part of, and not in addition to, Directors and Officers Liability)
- Statutory Liability and Supplementary Legal Expenses: $5,000,000
- Crime Protection: $10,000,000
DUAL's Appetite
- Publicly listed companies outside of the ASX100
- Private companies with turnover in excess of $50million
For more information, contact your local Underwriter.

DUAL Evolution is a packaged suite of products specifically designed to address the complex needs of medium to large businesses. It combines the tailored coverage of Directors and Officers Liability, Employment Practices Liability, Tax Audit, Statutory Liability and Supplementary Legal Expenses, and Crime Protection policies, with the simple transaction of Management Liability.
Management Liability Insurance, designed for SME's, provides an adequate risk transfer solution for businesses with turnover less than $50million, however it doesn't adequately address the exposures of medium to large companies.
Stand alone policies have historically involved complicated transaction processes, with fifteen page proposal forms and multiple risk management procedures required for each product.
DUAL Evolution bridges the gap between the Management Liability market for SME's, and stand alone policies. DUAL Evolution requires only one proposal form, with a single underwriting process and packaged delivery to ensure a simpler transaction process.
Features of Cover:
- Directors and Officers Liability
- Employment Practices Liability
- Tax Audit Costs
- Statutory Liability and Supplementary Legal Expenses
- Crime Protection
DUAL has negotiated a dedicated Whistleblower Hotline to assist our Insureds in preventing, and blowing the lid on, corrupt and criminal behaviours. This valuable service is provided by PKF Forensic and Risk Services. For more information on PKF Forensic and Risk Services, click here.
Document Downloads
Policy Wordings
- DUAL Evolution - Crime Protection Changes to Cover
- DUAL Evolution - Crime Protection Policy Wording 11.22
- DUAL Evolution - Crime Protection Policy Wording 03.17
- DUAL Evolution - Directors and Officers Liability Changes to Cover
- DUAL Evolution - Directors and Officers Liability Policy Wording 11.22
- DUAL Evolution - Directors and Officers Liability Policy Wording 03.17
- DUAL Evolution - Employment Practices Liability Changes to Cover
- DUAL Evolution - Employment Practices Liability Endorsement 11.22
- DUAL Evolution - Employment Practices Liability Endorsement 03.17
- DUAL Evolution - General Conditions and Exclusions 11.22
- DUAL Evolution - General Conditions and Exclusions 03.17
- DUAL Evolution - General Conditions and Exclusions Changes to Cover
- DUAL Evolution - Statutory Liability and Supplementary Legal Costs Changes to Cover
- DUAL Evolution - Statutory Liability and Supplementary Legal Costs Policy Wording 11.22
- DUAL Evolution - Statutory Liability and Supplementary Legal Costs Policy Wording 03.17
- DUAL Evolution - Tax Audit Costs Changes to Cover
- DUAL Evolution - Tax Audit Costs Endorsement 11.22
- DUAL Evolution - Tax Audit Costs Endorsement 03.17