Medical Expenses Insurance

DUAL's Coverage

The DUAL Medical Expenses Insurance Policy provides individuals or businesses with medical expenses cover if the insured person is: 

a) a temporary resident to Australia; or

b) an expatriate outside Australia and outside their country of residence.

Medical Expenses may include inpatient and outpatient expenses, dental and ancillary expenses and pregnancy* cover. 
For expatriates living outside Australia the policy also may cover Emergency Medical Evacuation Expenses. 

DUAL provides cover for Singles, Couples and/or Families along with group policies. 
For further information about this product and whether it may be suitable for you, please also refer to our Target Market Determination, available here.

For more information, contact your local Underwriter.

* provided the waiting period has been served. 

Accident and Health Claims

DUAL’s Accident and Health claims are managed by specialist third party claims handlers with significant industry experience. For further information on our Accident and Health claims handling, click here.


DUAL Assist Digital Card

Read more on our DUAL Assist Emergency Assistance and download DUAL Assist Digital Card here.


Our Wordings for Expatriates and Temporary Residents have now been combined into one wording “Medical Expenses”. 

Please Note: Any DUAL New Business quote generated on or after 6th March 2023 will have terms issued on the new wording.


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