Accident & Health
Accident & Health Insurance
Protecting People
Your clients’ employees are their most valuable assets. We’re here to ensure they’re protected in case of illness or injury, as well as to safeguard travellers and expatriates while they’re away from home.
Our experienced underwriters will work with you to create a tailored policy that meets the unique needs of clients including first-time buyers and start-ups. And with an emergency response team that includes medical and security response, we give them trusted help when they need it most - wherever they are in the world.
Accident & Health Products
In the field of Accident and Health, DUAL Australia has built a market reputation as a specialist underwriting agency and market of choice. In our changing world where people risk is an ever growing and complex issue, DUAL aims to create and deliver the right products backed by specialist advice and service.
For further information on our products, including document downloads, click on the icons below:
DUAL Assist Digital Card
Read more on our DUAL Assist Emergency Assistance and download DUAL Assist Digital Card here.
Accident & Health Claims
DUAL’s Accident and Health claims are managed by specialist third party claims handlers with significant industry experience. For further information on our Accident and Health claims handling, click here.
Target Market Determinations
Our latest Target Market Determinations for our Accident and Health products are all available below. A Target Market Determination describes who the product is appropriate for and also outlines any conditions around how the product should be distributed. For further information regarding a product’s features, benefits, terms and conditions, please refer to our Product Disclosure Statements (PDSs) and policy wordings, which are available here.
Meet the Accident & Health team
Melanie Barrett
Head of Accident & Health
Karen Ware
National Accident & Health Manager
Terina Ngawaka
National Senior Accident & Health
Underwriter
Boyd Hudson
Senior Accident & Health
Underwriter
Renee McEntyre
Commercial Underwriter Accident
& Health
Document Downloads
Target Market Determinations
- BizCover Individual Personal Accident Target Market Determination
- Corporate Travel Target Market Determination
- ExpressCover Individual Personal Accident Target Market Determination
- Group Personal Accident Target Market Determination
- Individual Personal Accident Target Market Determination
- Journey Personal Accident Target Market Determination
- Medical Expenses Target Market Determination
- Sports Personal Accident Target Market Determination
- Voluntary Workers Personal Accident Target Market Determination