Helping you do more

We’re not just any underwriting agency - we’re your trusted partners in delivering fast, flexible insurance solutions tailored to the unique needs of small businesses, mid-market, and corporate clients. With over 20 years of experience, we specialise in financial lines, accident and health, cyber, general liability and transaction solutions, offering a diverse portfolio of 21 products.

With a dedicated team of experienced underwriters across four offices in Sydney, Melbourne, Perth and Brisbane, we’re backed by the strength of the global DUAL Group, one of the world's largest global international underwriting agencies.

Our underwriters are specialists in the market, offering over 21 insurance products to help you meet the needs of your clients.

8,500 Brokers

160 Employees

$335m GWP

Exceptional underwriting, built on an entrepreneurial spirit

At DUAL’s core is our spirit of independence. We’ve grown into one of the world’s biggest MGAs by creating an environment that empowers our people to do what they’re best at.

It means we can be more agile, responding to our partners’ needs and helping them do more, wherever they work with us.

Working with world-leading carrier partners

By imaginatively connecting risk to capital, we work with many highly rated insurance and reinsurance companies globally, several of which have partnered with us for over a decade.

Together with a relentless focus on high-quality underwriting, our long-term relationships with carriers have helped us grow from a single office in Madrid into a multinational business in 21 countries.

A vision to be the world’s best underwriting business

As much as we’ve grown in size, we’ve grown even more in expertise. Originally writing only financial lines, today we provide more than 70 lines of insurance, underwriting for businesses all around the world. 

And we’ll keep expanding and innovating to address the emerging needs of our partners, our broker network and their clients. That entrepreneurial drive is fundamental to who we are and underpins our vision to be the world’s best underwriting business.

Backed by one of the largest insurance groups in the world

DUAL is part of Howden. With 18,000 people across 55 territories and employee ownership at its core, Howden has grown to be a major player in the global insurance industry.

Sustainability & CSR

At DUAL, we're passionate about giving back and encouraging a culture of volunteering, supporting our communities and living sustainably.

Read More About Sustainability & CSR

What sets us apart

We grow markets
not market share
We give brokers what they want, rather than tell them what they need
We create innovative solutions for
traditionally complex insurances

DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.

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