DUAL Australia specialises in Accident and Health, Financial Lines and General Liability Insurances. We have four offices across Australia in Sydney, Melbourne, Perth and Brisbane, and employ more than 120 people.

DUAL Australia is a true SME insurance business with over 100,000 policies transacted annually with over 8,500 individual Insurance brokers spread across the country. We are Lloyd’s largest intermediated coverholder, in Australia.

We underwrite on behalf of certain Underwriters at Lloyd's of London and a number of other APRA regulated insurers. Lloyd's of London, is an APRA regulated insurance market and since the late seventeenth century, the name Lloyd's has been synonymous with insurance.

Today we are one of the world's largest international MGAs with USD2.3 billion of GWP, based in 19 countries and providing over 70 products


Under   19 Countries   |   People (1)  1,000 People   |   Careers Page Assets (21)  USD2.3 Billion GWP


Expert underwriting. It’s what we do.

Specialist underwriting is at the core of our business. Our goal to be the world’s best underwriting business means our core focus is always on delivering exceptional underwriting and high standards of service.

Helping you do more.

DUAL is a different kind of underwriting business. That's not just something we like to say - our entrepreneurial spirit is fundamental to our approach. We're here to help you do more!

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Sustainability & CSR

At DUAL, we're passionate about giving back and encouraging a culture of volunteering, supporting our communities and living sustainably.

Read More About Sustainability & CSR

What sets us apart

We grow markets
not market share
We give brokers what they want, rather than tell them what they need
We create innovative solutions for
traditionally complex insurances

DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.


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