We give brokers what they want, rather than tell them what they need

We specialise in creating simple insurance solutions for the mid market and are the largest independent underwriting agency, and Lloyd's largest coverholder, in Australia.
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We offer comprehensive Cyber cover at affordable prices through our three offerings
across our range of insurance products, 24 hours a day, 365 days a year.
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60% of Cyber Attacks
in Australia are aimed
at SMEs

We offer comprehensive Cyber cover at affordable prices through our three offerings.
Cyber Silver, Gold and Platinum.
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Accident and Health

In the field of Accident and Health, DUAL Australia has built a market reputation as a specialist underwriting agency and market of choice. In our changing world where people risk is an ever growing and complex issue, DUAL aims to create and deliver the right products backed by specialist advice and service.

Accident and Health Products

For further information on our products, including document downloads, click below to find out more

Accident and Health Claims

DUAL’s Accident and Health claims are managed by specialist third party claims handlers with significant industry experience. For further information on our Accident & Health claims handling, click here.

Financial Lines

DUAL Australia is the leading underwriting agency in Australia when it comes to financial lines insurance. We offer a complete range of innovative and market leading products, which can be individually tailored to suit the unique and individual risks that our clients face in today's ever changing world. We have a broad appetite for risk across a varied cross-section of industries and professions. We listen to what our clients and brokers want and deliver where it matters most.

We underwrite exclusively on behalf of certain underwriters at Lloyd's. For more information on Lloyd's security, click here.

Financial Lines Products

For further information on our products, including capacity, risk appetite and document downloads, click on the product tabs to the left.

Financial Lines Claims

DUAL Australia has a dedicated in house financial lines claims team who manage claims from notification to resolution. For further information on our claims handling, click here.

Resource Liability Insurance

DUAL's Resource Liability Insurance delivers simple insurance solutions to the mining, oil and gas, and resource sectors.

Resource and Mining Contractors and Exploration Companies with turnover less than $20,000,000 can now be transacted on the WebRater.


Up to $20,000,000

DUAL's Appetite

Some of our typical clients include:

  • Drillers - above and below ground
  • Air leg miners
  • Shaft sinkers
  • Mobile plant operators
  • Fitters
  • Engineers
  • Geologists
  • Rehabilitation consultants
  • Rock bolters
  • Underground electricians
  • Dewatering contactors
  • And many, many more..

Marine Insurance

Our underwriters are acknowledged market leaders possessing detailed knowledge and understanding of the shipping and transport industries.

We design and provide insurance solutions, often bespoke, to meet the needs of our Insured’s involved in various aspects of the Maritime industry throughout Australia, New Zealand and the Pacific. Our underwriters are empowered and bring extensive knowledge and experience in a highly specialised and often complex area of insurance.

DUAL offers significant line sizes with its Marine capability underwritten exclusively on behalf of certain leading underwriters at Lloyd’s.

DUAL's Appetite and Products

DUAL has a broad underwriting appetite when it comes to Marine risks. Our offering includes a suite of Commercial Hull, Cargo and Marine Liability products.

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Over 65s IPA

Over 65s IPA now on the WebRater


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