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Capacity Up to $5,000,000

DUAL's Appetite

We have a broad underwriting appetite with most occupations able to be quoted either through the WebRater for revenue less than AUD$50,000,000, or via our branch Underwriters for business in excess of this threshold.

Cyber Liability & Privacy Protection Insurance


With new Privacy Legislation introduced in February 2018 regarding mandatory breach notifications, and increased publicity around cyber attacks, has come a heightened awareness of privacy and cyber exposures. The numbers are alarming with more than 20% of Australian businesses experiencing cyber crime, and 40% of all attacks directed at SME’s.

 Some of the common events that can result in a cyber claim include:

·  a hack attack
·  breach of privacy
·  lost or stolen iPad or laptop

DUAL's Cyber Liability & Privacy Protection policy provides the following key elements of cover:

  • Third Party Claims - covers the Insured's liability to third parties from a failure to keep data secure, such as claims for compensation by third parties, investigations, defence costs and fines and penalties from breaching the Privacy Act.
  • First Party Costs - reimburses the Insured for the costs they would incur to respond to a breach, such as IT Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs (including ransom payments to hackers).
  • Business Interruption - this section provides reimbursement for the Insured's loss of profits resulting from the breach, as well as any additional necessary expenses it may need to incur to continue business as usual. 

Instant quotations are available on the WebRater under Cyber Gold for businesses with up to $5,000,000 revenue and under Cyber Platinum for businesses with up to $50,000,000 revenue. For more information, contact your local Underwriter.

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